Link to the FPFCU September Newsletter

Green… It’s an Attitude
Going green is an attitude... and what if we all shared it? It becomes a matter of a great multiplier when everyone does a small part. Sign up for E-statements today
ACCOUNT ACCESS
MOST COMMON LINKS

Rebate or Low Rate? Run the Numbers.
It is certainly an interesting time for new car buyers. The market is highly competitive and manufacturers are eager to move new cars. There are some powerful incentives with choices on selected models of either low-rate financing (many down to 0%) or attractive rebates.

Don't assume that low-rate financing is always the best deal. It depends on your specific circumstances. There are so many variables to consider, though, it is a challenge to run the numbers to determine just what is the best deal.

Click on the newsletter link above for the full story.


Your Annual Credit Report Can Be a Valuable Tool
Every individual is entitled to receive an annual credit report at no cost from each of the three major credit bureaus: Equifax, Experian, and TransUnion. These reports are a valuable tool to check for account accuracy and to spot potential identity theft fraud.

Consumers still aren't using the service to its full extent. First, you have to remember to do it, and then it takes a little time and you have to answer verifying questions taken from information on your report. But it sure is worth the time and effort. Make it a matter of routine.

Click on the newsletter link above for the full story.

 

$250,000 Deposit Insurance Now Permanent

Major financial reform legislation was signed into law on July 21. Included in this sweeping legislation are provisions making permanent the current $250,000 maximum federal deposit insurance level. Most people expected this would be done at some point, and it’s good to have it finalized.

The deposit insurance limit was increased from $100,000 to $250,000 in October 2008 as a temporary measure. It was first set to expire at the end 2009, which was later extended to the end of 2013. Now the higher limit is permanent. The deposit limit covers both banks and credit unions.

Total deposit insurance coverage can be expanded through the ownership structure of accounts. For more information put your cursor on the “Savings Rates & Info” menu tab. On the drop-down click “Deposit Insurance.”


Invest In America

Credit unions across America have teamed up to provide special discounts for members on GM and Chrysler vehicles, wireless phone service and more. Check it out at Invest in America.

Credit Union Contact Information:
Toll Free:
800-323-2786 Local Phone: 402-431-5180 Fax: 402-431-5179
E-Mail
 Write: Four Points Federal Credit Union · P.O. Box 541030 · Omaha, NE 68154-9030
Street Address:
510 N. 127th Street · Omaha, NE 68154
 


This Credit Union is federally-insured by the
National Credit Union Administration
 

We Do Business In Accordance With the Federal Fair
Housing Law and the Equal Credit Opportunity Act
 
Copyright © 2005 Four Points Federal Credit Union. All rights reserved.