Rebate or Low Rate? Run the Numbers.
 It is certainly an interesting time for new car buyers. The market is highly competitive and manufacturers are eager to move new cars. There are some powerful incentives with choices on selected models of either low-rate financing (many down to 0%) or attractive rebates.
Don't assume that low-rate financing is always the best deal. It depends on your specific circumstances. There are so many variables to consider, though, it is a challenge to run the numbers to determine just what is the best deal.
Click on the newsletter link above for the full story. Your Annual Credit Report Can Be a Valuable Tool
 Every individual is entitled to receive an annual credit report at no cost from each of the three major credit bureaus: Equifax, Experian, and TransUnion. These reports are a valuable tool to check for account accuracy and to spot potential identity theft fraud.
Consumers still aren't using the service to its full extent. First, you have to remember to do it, and then it takes a little time and you have to answer verifying questions taken from information on your report. But it sure is worth the time and effort. Make it a matter of routine.
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$250,000 Deposit Insurance Now Permanent
Major financial reform legislation was signed into law on July 21. Included in this sweeping legislation are provisions making permanent the current $250,000 maximum federal deposit insurance level. Most people expected this would be done at some point, and it’s good to have it finalized.
The deposit insurance limit was increased from $100,000 to $250,000 in October 2008 as a temporary measure. It was first set to expire at the end 2009, which was later extended to the end of 2013. Now the higher limit is permanent. The deposit limit covers both banks and credit unions.
Total deposit insurance coverage can be expanded through the ownership structure of accounts. For more information put your cursor on the “Savings Rates & Info” menu tab. On the drop-down click “Deposit Insurance.” Invest In America
 Credit unions across America have teamed up to provide special discounts for members on GM and Chrysler vehicles, wireless phone service and more. Check it out at Invest in America.
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