General Fees

• Overnight delivery (FedEx, UPS, USPS) requested by member: Actual Cost
• Dormant account fee: applicable to accounts dormant 12 months or longer with balance less than $100; excludes accounts of minors, accounts with time certificates, Individual Retirement Account and Health Savings Accounts: fee $5.00 per month
• Non-Sufficient Funds (NSF) on Checking Accounts, Debit Cards or ACH Transactions, whether returned, paid or held: $20.00
• Stop payment on member share draft (check), individual check or series: $10.00
• Debit card transactions at ATMs beyond two per month: $1.00
• Debit card point-of-sale transactions below minimum of four per month, charged in any month minimum is not met: $1.50

Electronic Funds Transfers

• Outgoing domestic wire transfer from the credit union account of $300 or more: $5.00*
• Outgoing domestic wire transfer from the credit union account of less than $300: $20.00
• Outgoing international wire transfer: Actual Cost of wire plus $10.00

Loan Fees

• Recovery of lien filing fee expense incurred by the credit union: Actual cost
• Loan extension: $25.00
• Loan re-amortization: $15.00
• Late payment fee on payments made on loans that are 30 days or more delinquent: 5% of scheduled payment amount
• Real estate loan processing fee, 1st mortgage: $225.00
• Real estate loan processing fee, 2nd mortgage: $100.00

*Fee waived on accounts with balance of $25,000 in combination of savings/loans.

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