An installment signature loan is based on a single loan advance and is amortized over a specific length of time, up to three years.

Signature lines of credit offer a revolving feature. Money can be drawn as needed. The balance can be paid down and then drawn up again. Payments on credit lines are based on approximately a three-year amortization. The amount of the loan payment is determined by the peak balance of the loan.

Both the maximum loan amount and the interest rate on signature loans are determined by individual borrower qualifications.

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