Share Draft Checking accounts with Four Points Federal Credit Union offer these features:
- Unlimited check writing privileges (you may write as many checks as you wish)
- No monthly service charge
- No per check charge
- No balance requirement (account can be maintained with zero balance)
- Interest earned on all balances (no minimum balance required to earn interest)
- Automatic overdraft transfers from a line of credit at no charge
- Automatic overdraft transfers from a regular savings account at no charge up to a maximum of six transfers per month
- No fee for telephone or automatic transfers from savings up to six per month
- No fee for transfers from an overdraft line of credit
- Competitive pricing of popular check styles
For information on check styles available from Liberty Checks, visit their web site. Reorder checks online through Liberty Check.
Add Our Debit Card to Your Checking Account
A debit card is simply a "plastic check" that you can use most anytime as an alternative to writing a paper check. It has the added feature of being a "cash card" for withdrawals at ATMs. Every debit card transaction comes directly from your the credit union checking account, whether used at a store or at an ATM.
When you use your debit card, it is important to understand what the transaction system will "see." It will see the balance in your checking account at the end of the previous business day, less any debit card transactions you make during the day. The limit on transactions will be the amount that you have in checking at the close of the previous business day. ATM withdrawals, however, will have a $200 limit regardless of the amount in your checking account. Apply for your debit card online.
Electronic Monthly Statements are (FREE) With Our Checking Accounts
You can now receive your consolidated monthly account statement electronically – your Electronic Statement – via email. That way, you’ll receive your statement up to a week sooner than if printed and mailed. The best part – Electronic Statements are FREE!
Apply Online for Electronic Statements
Apply for Your Membership with the credit union Online
Apply Online for Your Debit Card
Reorder Checks Online