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> > > Individual Retirement Accounts (IRAs)
Traditional, Roth and Educational Individual Retirement Accounts (IRAs)are available from the credit union.
IRAs are available both as regular accounts without investment time requirements and as IRA Time Certificates.
The interest rates paid on IRAs are the same as the credit union rates on regular savings with monthly average balances of $1,000 or more (except that the $1,000 minimum is not required on IRAs to receive this rate) and on IRA Time Certificates are the same as the rates offered on regular non-IRA Certificates (click here for current rate information). There are no up front or annual administration fees and no deposit time requirements. IRA funds can be distributed or rolled over at any time without credit union fees or penalties. Members must comply with Internal Revenue Service (IRS) rules on distributions. |
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