Home Equity Loans

Make Your Home Work for You with Four Points

Looking for a home equity loan? Four Points has you covered with low-cost, flexible home equity loan options. Like our standard fixed rate and adjustable rate mortgages, Four Points services all of our home equity loans and home equity lines of credit in-house. That means you’ll always know who to talk to and how to get ahold of us with questions or concerns.

The equity in your home can be a valuable source of funds. You can use your home’s equity to help finance just about anything, such as:

  • Remodeling/Renovations
  • College expenses
  • Buying a car
  • Taking that dream vacation

We offer Home Equity Loans as both Home Equity Installment Loans and Home Equity Lines of Credit. A Home Equity Installment Loan is a conventional loan with a set amount borrowed for a specified period, up to 95% of your home’s current appraised value for up to 10 years.

A Home Equity Line of Credit is a revolving line of credit, meaning that money can be borrowed, repaid and borrowed again up to the approved limit during the draw period. The revolving feature is available for the first five years of the loan, at which time the loan can be renewed as a line of credit or go into a scheduled payout just like an installment loan.

Home Financing at its Best

Four Points has long pioneered the use of technology that makes getting a home loan convenient, virtual and hassle-free for our members. Here, you come first, so we focus on keeping the rates and fees associated with our real estate loans, including our home equity loans and home equity lines of credit, as low as possible. Providing service in every state equips our lenders to meet your needs and answer your questions. Our lenders are on your side and put the fun back in funding your home equity financing experience.

Join Four Points and get a home equity loan on your terms, from the comfort of your car, couch or cubicle!