With the right timing, your money can earn more.
Higher earnings
Save for several months or a few years
Safe, secure returns

Give your savings plan some added punch.

To some, Term Certificates are a high-powered savings tool. To others, they're a smart addition to an investment portfolio. No matter your point of view, they come packed with earning potential and offer a variety of options for growing your money.
Term Certificate
Lock in higher rates for six months or four years - or somewhere in between.
Stash Your Cash Certificate
Start with as little as $100, and build up your balance with additional deposits.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Auto Loans

Our low rates, friendly service, and fast approval process can help get you the vehicle you need to take you everywhere you want to go.


APY is Annual Percentage Yield. Penalty for early withdrawal is 90 days of dividends. Fees may reduce yield.