With the right timing, your money can earn more.
Higher earnings
Save for several months or a few years
Safe, secure returns

Give your savings plan some added punch with a Term Certificate.

To some, Term Certificates are a high-powered savings tool. To others, they're a smart addition to an investment portfolio. No matter your point of view, Certificates come packed with earning potential and offer a variety of options for growing your money. Four Points Federal Credit Union offers Omaha, Nebraska members great rates on Term Certificates—you only need to choose the one fits your savings strategy!
Term Certificate
Lock in higher rates for six months or four years - or somewhere in between.
Choice Certificate
Higher dividends and no penalties make an excellent combination.
Stash Your Cash Certificate
Start with as little as $100, and build up your balance with additional deposits.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Auto Loans

Our low rates, friendly service, and fast approval process can help get you the vehicle you need to take you everywhere you want to go.


APY is Annual Percentage Yield. $1,000 minimum to open non-promotional Term Certificates. Penalty for early withdrawal of regular and add-on certificates is 90 days dividends for terms 12 months or less, 180 days dividends for terms greater than 12 months. Fees may reduce yield. Certificates will automatically renew at the standard Certificate rates for the same term at maturity. See Account Terms & Membership Disclosures and our Certificate Agreement & Disclosure for complete details.