Choice Certificate

Flexible funds, no penalties.

Save Your Way

Highlighted features of product

No Penalties
We're serious! After six days, you're free to move your funds with zero penalties.
Steady wins the race
The ups & downs of the market won't affect these dividends once funded.
Big funds, bigger dividends
Choice Certificates require $25,000 to open.
Safe and secure
Your funds are federally insured by the NCUA.

The best of both worlds.

Certificates have always been a powerful tool for building up hefty savings but remain limited on when you can withdraw your hard-earned dividends. With our Choice Certificate, you remain in control of how, where, and when you earn the most dividends possible. We have paired competitive earning rates with the flexibility of zero penalties on early closure or account withdrawals—as long as it's done six days after the initial funding.

  • Earn bigger dividends at a rate that's locked in and unaffected by the shifting market
  • Withdraw your full balance & interest any time after the first six (6) days following the date you funded your Choice Certificate
  • Your money is your money—no monthly maintenance fees are charged on any FPFCU Certificates
  • Choice Certificates start with a $25,000 minimum deposit
  • Deposits insured by the National Credit Union Administration

Better savings starts here.

Please fill out the handy form below and we'll get back with you in e-mail or by phone to complete your Choice Certificate request.
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                            APY is Annual Percentage Yield. $25,000 minimum to open. Choice Certificates have no early withdrawal penalty six (6) days after initial account funding. Certificate will automatically renew at the standard Certificate rates and terms at maturity. See Account Terms & Membership Disclosures and our Certificate Agreement & Disclosure for complete details. 
                            Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

                            Ready, Set, Grow!

                            No matter your next step, Four Points FCU can help you get there.