Stash Your Cash Certificate

With this savings strategy, you pick your own pace.

Build It Up

Highlighted features of product

Open for less
Low $100 minimum deposit makes it easy for anyone to get started.
Keep on adding
Make deposits anytime at all over a 6 or 12-month saving period.
Maximize your money
Certificates feature higher earnings than standard Savings accounts.
Safe and secure
All deposits in Term Certificate accounts are federally insured.

It may take some time, but you'll be pleased with the payoff.

Maybe you're dreaming of a family adventure. Or looking to spice up the holiday season. Or have your heart set on a special purchase. How do you save for such occasions? Stash Your Cash, of course. Start with as little as $100, lock in attractive dividend rates, and keep building toward your goal by making deposits any time you have some extra money available.

  • Take advantage of higher Term Certificate earnings without having to make a large initial deposit
  • Choose savings periods of 6 or 12 months
  • Additional deposits of $10 or more can be made after account opening
  • Good choice for new savers or those who want a temptation-free option for setting aside funds for vacations, holidays, or other purposes

Better savings starts here.

Please fill out the handy form below and we'll get back with you in e-mail or by phone to complete your Add-On Certificate request.
  • First Name is a required field
  • Last Name is a required field
  • Last Four Digits of Credit Union Account (or type in new) is a required field
  • Email Address is a required field
  • Phone Number is a required field
  • Please enter phone number in 000-000-0000 format
    • Amount of Certificate is a required field
    • Source of Funds is a required field
    • Certificate Term is a required field
    • Account Owner(s) is a required field
      • reCAPTCHA is a required field


      APY is Annual Percentage Yield. Requires a $100 minimum opening investment. Additional deposits allowed, see Certificate Agreement and Disclosures for more details. Penalty for early withdrawal is 90 days of dividends. Fees may reduce yield.
      Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

      Ready, Set, Grow!

      No matter your next step, Four Points FCU can help you get there.

      Personal Loans

      Got a large purchase on the horizon? Apply for a Four Points Personal Loan and use your funds on whatever you need.