Term Certificate

A savings strategy that pays off over the short term or the long haul.
Summer Term Certificate Offer

Summer is for saving! Get started with our latest limited time Term Certificate offer:

30 month term, set at 2.65% APY


Fill out a request form below and type "Summer Special" in the Other Details box, or give us a call today at 1 (800) 323-2786 and speak to one of our Member Services Specialists!


Disclosures
Rates effective 6/22/2022. Promotion, rates, and terms subject to change or end without notice. APY is Annual Percentage Yield. Promotional rates require $1,000 minimum to open. Certificate will automatically renew at the standard certificate rates for the same term at maturity. Penalty for early withdrawal is 180 days of dividends. Fees may reduce yield. See Account Terms and Membership Disclosures for complete details.

Worth The Wait

Highlighted features of product

Save on your schedule
Choose Certificates with terms ranging from 6 to 48 months.
Patience pays off
In general, longer term Certificates offer higher returns.
Good starting point
It only takes $1,000 to open a Term Certificate account.
Roll it over, easy
You can automatically renew your Certificate once it reaches maturity.

Timing can be everything. In this case, you control it.

You've planned ahead. You have a good grasp of your financial needs moving forward. And a one-size-fits-all savings strategy just won't cut it. With Term Certificates from Four Points Credit Union in Omaha, you have the freedom to save on a schedule that aligns with your unique realities. The other big benefit? A high fixed rate, which means you know from the start you're going to come out ahead of the game.

  • Four Points Term Certificates earn a higher rate than most traditional Savings accounts
  • Lock in these higher rates for anywhere from six months to four years
  • Special promotions may include Certificates with different savings terms and minimum dollar amounts
  • You may forfeit some dividend earnings if you withdraw funds early, but your initial investment is always safe
  • Deposits insured by the National Credit Union Administration

Better savings starts here.

 
Please fill out the handy form below and we'll get back with you in e-mail or by phone to complete your Term Certificate request.
  • First Name is a required field
  • Last Name is a required field
  • Last Four Digits of Credit Union Account (or type in new) is a required field
  • Email Address is a required field
  • Phone Number is a required field
  • Please enter phone number in 000-000-0000 format
    • Amount of Certificate is a required field
    • Source of Funds is a required field
    • Certificate Term is a required field
    • Account Owner(s) is a required field
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      Disclosures

      APY is Annual Percentage Yield. Penalty for early withdrawal is 90 days of dividends. Fees may reduce yield.

      Promotion, rates and terms subject to change without notice. $1,000 minimum to open. Certificate will automatically renew at standard certificate rates for the same term at maturity. Penalty for early withdrawal is 180 days of dividends. Fees may reduce yield. Federally insured by NCUA. 
      Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

      Ready, Set, Grow!

      No matter your next step, Four Points FCU can help you get there.

      Personal Loans

      Got a large purchase on the horizon? Apply for a Four Points Personal Loan and use your funds on whatever you need.