Term Certificate
Turn your tax refund or any winter windfalls into something bigger with these new Term Certificates—available only for a limited time:
• 4.45% APY for 15 Months
• 4.75% APY for 21 Months
Fill out a request form below and type either "TAX15" or "TAX21" in the Other Details box, or give us a call today at 1 (800) 323-2786 and speak to one of our Member Services Specialists! $5,000 minimum to open.
Disclosures
Rates effective 2/3/2023. Promotion, rates, and terms subject to change or end without notice. APY is Annual Percentage Yield. $5,000 minimum to open. Certificate renewals not automatically included. Penalty for early withdrawal is 180 days dividends. Fees may reduce yield. See Account Terms & Membership Disclosures for complete details.
Worth The Wait
Highlighted features of product
Timing can be everything. In this case, you control it.
You've planned ahead. You have a good grasp of your financial needs moving forward. And a one-size-fits-all savings strategy just won't cut it. With Term Certificates from Four Points Credit Union in Omaha, you have the freedom to save on a schedule that aligns with your unique realities. The other big benefit? A high fixed rate, which means you know from the start you're going to come out ahead of the game.
- Four Points Term Certificates earn a higher rate than most traditional Savings accounts
- Lock in these higher rates for anywhere from six months to four years
- Special promotions may include Certificates with different savings terms and minimum dollar amounts
- You may forfeit some dividend earnings if you withdraw funds early, but your initial investment is always safe
- Deposits insured by the National Credit Union Administration