Worth The Wait
Highlighted features of product
Timing can be everything. In this case, you control it.
You've planned ahead. You have a good grasp of your financial needs moving forward. And a one-size-fits-all savings strategy just won't cut it. With Term Certificates, you have the freedom to save on a schedule that aligns with your unique realities. The other big benefit? A high fixed rate, which means you know from the start you're going to come out ahead of the game.
- Four Points Term Certificates earn a higher rate than most traditional Savings accounts
- Lock in these higher rates for anywhere from six months to four years
- Special promotions may include Certificates with different savings terms and minimum dollar amounts
- You may forfeit some dividend earnings if you withdraw funds early, but your initial investment is always safe
- Deposits insured by the National Credit Union Administration