Premier Checking Account

A few simple steps can help your money take a big leap.
Premium Dividends
Premier Checking balances under $25,000 can earn up to 5.00% APY, just by following three simple steps:
  • Sign up for eStatements
  • Set-up direct deposit for the Premier Checking account
  • Use your Visa® debit card at least once per month

Don't have a Premier Checking account? Open an account online or give us a call at 1 (800) 323-2786 to speak with a Member Services Specialist.

Rates effective 6/1/2023. APY is Annual Percentage Yield. Promotion, rates, and terms subject to change or end without notice. No dividends earned on Premier Checking accounts if monthly criteria not met. Please review our Current Rates, or Membership Disclosures Truth in Savings Rate and Fee schedule for additional information and earning criteria.

Across-the-Board Rewards

Highlighted features of product

Enhanced earnings
Bigger balances can qualify for attractive dividends payments.
Convenience factor
Paperless eStatements and Direct Deposit services available.
Free to use
No monthly service charges or other hidden costs.
Digital services
Move your money effortlessly with 24/7 Online and Mobile Banking.

It's the no-sweat way to earn something extra with your checking account.

You work hard for your money, so why shouldn't your money work hard for you? Four Points FCU’s Premier Checking offers Omaha members attractive dividends rates by taking three simple steps: Sign up for eStatements. Arrange for Direct Deposit of paychecks or benefits checks. And use your Visa debit card at least once a month. Yes, it's really that easy!

  • No monthly fees - even if your balance is high enough to qualify for dividends payments
  • Free Visa debit card for in-store and online purchases
  • Free eStatements
  • Free Online Banking with electronic Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free first box of checks
  • Unlimited check writing
  • Overdraft protection available

Ampre Rewards

Amplify your rewards! Your Four Points Debit Card allows you to save at thousands of local and national merchants. Rewards can be earned through in-person and online purchases, with offers coming in three varieties – national, local, and special offers. Click below to create an account and view all participating retailers.

Visit Ampre Rewards Portal


Some restrictions may apply. No dividends earned in Premier Checking accounts if monthly criteria not met. Please review our Current Rates, or Membership Disclosures & Truth in Savings Rate and Fee schedule for additional information and earning criteria.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there.