Premier Checking

Optimize your account to earn big dividends.

Across-the-Board Account Rewards

Highlighted features of product

Enhanced earnings
Bigger balances can qualify for attractive dividends.
Convenience factor
eStatements and Direct Deposit services.
Free to use
No monthly service charges or other hidden costs.
Digital services
Move your money effortlessly with 24/7 Online and Mobile Banking.

It's the no-sweat way to earn something extra with your checking account.

You work hard for your money, so why shouldn't your money work hard for you? Four Points Federal Credit Union’s Premier Checking offers Omaha members attractive dividends rates by taking three simple steps: Sign up for eStatements; setup a Direct Deposit to occur at least monthly; and use your Visa debit card at least once a month. Yes, it's really that easy!

  • No monthly fees - even if your balance is high enough to qualify for dividends payments
  • Free Visa debit card for in-store and online purchases
  • Free eStatements
  • Free Online Banking with electronic Bill Pay
  • Free Mobile Banking with mobile deposit
  • Overdraft protection available


Some restrictions may apply. No dividends earned in Premier Checking accounts if monthly criteria not met. Please review our Current Rates, or Membership Disclosures & Truth in Savings Rate and Fee schedule for additional information and earning criteria.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there.