Purchase Rewards Checking Account

No fees plus cash back? That adds up to a pretty sweet deal.
New Checking Account Bonus (7/1 - 10/31)
Saving & spending has never been so rewarding! Open any Premier or Purchase Rewards checking account until October 31st and receive a $50 bonus in account credit! eStatement sign-up required.

Enjoy no monthly fees, a free Visa® debit card, and your first box of checks--on us.

Start your account application online or give us a call at 1 (800) 323-2786 to speak with a Member Services Specialist.


Disclosures
 
Valid 7/1/2022 – 10/31/2022. Promotion and terms subject to change or end without notice. Incentives valid for new or existing members without an existing checking account relationship within the past six months. $50 will be deposited with 10 business days for all accounts which have successfully opted into eStatements which must be initiated by the member through Online or Mobile banking. An early account closure fee applies to all accounts within six months after opening. All incentives will be reported as dividends on a 1099-INT. View Membership Disclosures or Rates for more account information.

Make Easy Money

Highlighted features of product

Flash your debit card
Earn cash for making regular use of your Four Points Debit Card.
Pay absolutely nothing
No fees or hidden costs - it's a totally free Checking account.
ATMs everywhere
Tap into your accounts at 30,000-plus surcharge-free CO-OP locations.
Go digital
Enjoy the convenience of 24/7 Online and Mobile Banking.

Do what you always do, and you'll earn cashback rewards.

You already use your debit card when you go to stores or out to eat in and around Omaha, Nebraska. And you use it when you shop online. Now you can use your Four Points Visa Debit Card for something else - to turn a personal profit. We'll pay you cold, hard cash for making everyday purchases with your debit card, giving you more money to work with each month.

  • Earn 5 cents for every debit card purchase (You must use your card at least 25 times a month.)
  • Rewards are credited to your Checking account each month*
  • Even if you use your debit card less often, there are no monthly fees
  • Free Visa debit card for in-store and online purchases
  • Free eStatements
  • Free Online Banking with electronic Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free first box of checks
  • Unlimited check writing
  • Overdraft protection available

Ampre Rewards

Amplify your rewards! Your Four Points Debit Card allows you to save at thousands of local and national merchants. Rewards can be earned through in-person and online purchases, with offers coming in three varieties – national, local, and special offers. Click below to create an account and view all participating retailers.


Visit Ampre Rewards Portal

Disclosures

*Cashback minimums, maximums, and other transaction rules apply. Please review Membership Disclosures and Truth in Savings Rate and Fee schedule for additional account details.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

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