Purchase Rewards Checking

No fees plus cash back? That adds up to a pretty sweet deal.

Make Easy Money

Highlighted features of product

Flash your debit card
Earn cash for making regular use of your Four Points FCU Debit Card.
Pay absolutely nothing
No fees or hidden costs - it's a totally free Checking account.
ATMs everywhere
Tap into your accounts at 30,000-plus surcharge-free CO-OP locations.
Go digital
Enjoy the convenience of 24/7 Online and Mobile Banking.

Do what you always do, and you'll earn cashback rewards.

You already use your debit card when you go to stores or out to eat in and around Omaha, Nebraska. And you use it when you shop online. Now you can use your Four Points Federal Credit Union Visa Debit Card for something else - to turn a personal profit. We'll pay you cold, hard cash for making everyday purchases with your debit card, giving you more money to work with each month.

  • Earn 5 cents for every debit card purchase (You must use your card at least 25 times a month.)
  • Rewards are credited to your Checking account each month*
  • Even if you use your debit card less often, there are no monthly fees
  • Free Visa debit card for in-store and online purchases
  • Free eStatements
  • Free Online Banking with electronic Bill Pay
  • Free Mobile Banking with mobile deposit
  • Overdraft protection available


*Cashback minimums, maximums, and other transaction rules apply. Please review Membership Disclosures and Truth in Savings Rate and Fee schedule for additional account details.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there.