Roth IRA

A better way to save for the best years of your life.

Build It Bigger

Highlighted features of product

Super-size your retirement savings
Contribute up to $6,000 a year - $7,000 if over age 50.
Long-term tax benefits
Your dividends & withdrawals may enjoy tax-free status after retirement.
No minimum balance
Start with a deposit of any size and build up from there.
No hidden charges
We don't squeeze you with monthly or administrative fees.

Give yourself more money to work (and play) with in Nebraska.

There's more than one retirement lifestyle. And there's more than one way to build up the savings you need to live comfortably - and happily. A Roth Individual Retirement Account from Four Points Federal Credit Union comes with unique advantages - your dividends and withdrawals after retirement have the ability to become tax-free*.

  • Grow your retirement funds through special savings accounts or IRA Term Certificates
  • You can convert your Traditional IRA to a Roth IRA
  • In some cases, Roth IRA funds can be used to cover home-buying and higher educations costs
  • Track your saving progress through Online Banking
  • Consult your financial advisor for more Roth IRA tax information


*Penalties may occur if funds are withdrawn early. Dividends and withdrawals can be exempt from penalties and taxes if: withdraws are taken after age 59 ½, and if withdraws are taken after a five-year holding period. Other exemptions may apply, see your Financial Advisor for more information.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there.