Credit Builder Visa® Card

New to credit cards? This is the best place to start.

Build Your Foundation

Highlighted features of product

First Impressions
Build up your credit score for the first time to set up a strong financial future.
Tap & go
Includes contactless card features like tap, Google, Apple, or Samsung Pay.
Total control
Access, manage, and freeze cards with the Card Controls App.
Farewell fraud
Backed by Visa® Zero Liability Protection and 24/7 theft resolution services.

Take the first steps.

We all have to start somewhere and for many, your first credit card is generally where one might begin building a reputable credit score.

With the Four Points FCU Credit Builder Visa® Card and continuous healthy spending habits, anyone new to credit can go from a low-to-no score to something they can truly be proud of. By building a good financial foundation now, you open up doors to lower rates on mortgages, auto loans, and more down the line.

  • Created with young adults, college students, and new credit users in mind.
  • Establish a healthy credit score which in turns opens you up to better borrowing rates in the future.
  • Enjoy peace of mind with Visa's 24/7 ID theft resolution services and Zero Liability protection.
  • Go contactless with the new tap-to-pay feature, or by using GoogleApple, or Samsung Pay.

Control, at your fingertips.

With the free Four Points FCU Card Controls app, you gain a whole new world of financial convenience and security.


View Card Controls Disclosure


  • View all eligible Four Points FCU credit cards on your account(s).
  • Make a quick & easy payment towards outstanding card balances.
  • Freeze lost or stolen credit cards at a moment's notice.
  • Set up alerts to manage personal budget limits or unauthorized activity.
  • Schedule travel notifications before a vacation or road trip.



Mobile payment (Google, Apple, Samsung) not available at all merchants, locations, or countries, and devices may vary. See Credit Card Agreement & Disclosures for program terms, related fees, and account details.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there

Purchase Rewards Checking

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