Credit Builder Visa® Card

New to credit cards? This is the best place to start.

Build Your Foundation

Highlighted features of product

Starting off strong
Establish and strengthen your credit scores.
Tap & go
Includes contactless card features like tap, Google, Apple, or Samsung Pay.
Total control
Access, manage, and freeze cards with the Card Controls App (Coming Soon).
Farewell fraud
Backed by Visa® Zero Liability Protection and 24/7 theft resolution services.

Take the first steps.

We all have to start somewhere and for many, your first credit card is generally where one might begin building a reputable credit score.

With the Four Points FCU Credit Builder Visa® Card and continuous healthy spending habits, anyone new to credit can go from a low-to-no score to something they can truly be proud of. By building a good financial foundation now, you open up doors to lower rates on mortgages, auto loans, and more down the line.

  • Created with young adults, college students, and new credit users in mind.
  • Establish a healthy credit score which in turns opens you up to better borrowing rates in the future.
  • Enjoy peace of mind with Visa's 24/7 ID theft resolution services and Zero Liability protection.
  • Go contactless with the new tap-to-pay feature, or by using GoogleApple, or Samsung Pay.


Mobile payment (Google, Apple, Samsung) not available at all merchants, locations, or countries, and devices may vary. See Credit Card Agreement & Disclosures for program terms, related fees, and account details.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there

Purchase Rewards Checking

What's better than a completely free Checking account? How about one that rewards you for using it…