Build Your Foundation
Highlighted features of product
Take the first steps.
We all have to start somewhere and for many, your first credit card is generally where one might begin building a reputable credit score.
With the Four Points FCU Credit Builder Visa® Card and continuous healthy spending habits, anyone new to credit can go from a low-to-no score to something they can truly be proud of. By building a good financial foundation now, you open up doors to lower rates on mortgages, auto loans, and more down the line.
- Created with young adults, college students, and new credit users in mind.
- Establish a healthy credit score which in turns opens you up to better borrowing rates in the future.
- Enjoy peace of mind with Visa's 24/7 ID theft resolution services and Zero Liability protection.
- Go contactless with the new tap-to-pay feature, or by using Google, Apple, or Samsung Pay.
Control, at your fingertips.
With the free Four Points FCU Card Controls app, you gain a whole new world of financial convenience and security.
- View all eligible Four Points FCU credit cards on your account(s).
- Make a quick & easy payment towards outstanding card balances.
- Freeze lost or stolen credit cards at a moment's notice.
- Set up alerts to manage personal budget limits or unauthorized activity.
- Schedule travel notifications before a vacation or road trip.
Consolidate & Conquer.
Do you currently have balances on one or more high interest credit cards? Fill out our balance transfer form today and we'll add those other balances onto your Four Points FCU Visa® credit card. Use account consolidation to reduce the stress of paying over multiple cards while taking advantage of the interest rates provided by your Premier, Rewards, or Credit Builder Visa® card.
Please e-mail all completed balance transfer forms to Contact@fourpointsfcu.org, or feel free to use our other drop-off options as listed on the document.