Home Equity Loans

Get the money you need to do almost anything you want.
HELOC Low Introductory Rate Offer (06/01 - 09/30, 2021)
Update your home, take a vacation, or treat yourself with the flexibility and low rates of a Home Equity Line of Credit! For a limited time, we have special introductory rates, as low as 2.75% APR for 36 months, to help you get started on those projects or travel plans even faster.


Valid 6/1/2021 – 9/30/2021. Promotion subject to change or end without prior notice. Rates start as low as 2.75% for introductory 36 month rate period; after that, the rate is variable and the maximum APR is 18%. Rates are based on creditworthiness and loan to value. Loan must be secured by primary residence. Subject to Credit Approval. Minimum required loan amount is $10,000 in new or additional line of credit limit. See lender for applicable closing costs. Application must occur during promotional period.

Equity Equals Options

Highlighted features of product

Flexible limits
The more equity you have in your home, the greater the possibilities.
Low rates
By paying less in interest, you have more money to work with.
Two great choices
Get money in a lump sum or access a line of credit.
Easy application
Deciding what to renovate first takes longer than applying online.

We can help you go from dreaming it to doing it

Thinking big? An affordable Home Equity Loan or Line of Credit can make almost anything happen. Add a bedroom suite or a sweet new kitchen. Keen on adventure? Then pack your bags for an exciting vacation. With low rates and plenty of time to repay, almost any project, plan, or purchase is totally possible.

Home Equity Loans

  • Good choice when paying for home remodeling and other major projects
  • Get your money all at once
  • Fixed interest rates
  • Stable monthly payments

Home Equity Line of Credit (HELOC)

  • Good choice for periodic expenses or for paying down higher interest debt
  • Tap into your HELOC anytime you want, for any reason at all
  • Advance funds easily to any eligible Four Points account using Online Banking
  • Interest only payment options available
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there

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