Highlighted features of product
Everything from debt consolidation to family vacations
Sometimes the bills pile up. Sometimes the car breaks down. And sometimes, you just need to get out of town for a few days. A Four Points personal loan can be used to pay for all of the above - and anything else. Our three loan types all feature attractive rates, easy repayment plans and the ability to give your life a nice lift.
- Personal Loan: No collateral is required, though the borrower’s financial history is taken into consideration. This type of loan typically has a higher interest rate than a Home Equity Loan.
- Personal Line of Credit: Similar to a credit card, you have access to a specified amount of money that you can draw on whenever you need it. You pay interest only on the amount actually borrowed.
Hit A Financial Speedbump? It happens.
Don't think that taking a hit to your credit by missing payments is the only option. If you're having trouble making payments on your Four Points FCU auto or personal loan(s), we have repayment options available such as our Skip-A-Pay program or shifting payment dates.