Personal Loans

Get the money you need to make good things happen.
Consolidate & Save
Give yourself financial peace of mind by combining multiple bills and payments into one, neat package. For a limited time, consolidate up to $15,000 in other debts, set at 11.95%|12.16% APR for up to a 6-year term.
Apply online today in just minutes or give us a call at 1 (800) 323-2786 to speak with a Relationship Specialist.

Annual Percentage Rate (APR) is accurate as of 11/1/2023. Promotion, rates, and terms subject to change or end without notice. Based on a loan of $15,000 for 72 months at 11.95% (with processing fee of 12.16% APR), monthly payment would be $295.66. Rates subject to creditworthiness and credit approval. Requires automatic payment setup at loan closing. View Membership Disclosures or Rates for additional account information.

Unlimited possibilities in Nebraska and beyond

Highlighted features of product

Affordable interest rates
Personal loans generally carry lower interest rates than major credit cards.
No strings attached
Once you're approved, you can use the funds any way you want.
Attractive loan options
We offer secured and unsecured loans, along with lines of credit.
Relaxed loan repayment plans
No pressure here. We have plenty of flexible repayment options available.

Everything from debt consolidation to family vacations.

Sometimes the bills pile up. Sometimes the car breaks down. And sometimes, you just need to get out of town for a few days. A Four Points Federal Credit Union personal loan can be used to pay for all of the above - and anything else. Our variety of financing options all feature attractive interest rates, easy loan repayment plans and the ability to give your life a nice financial lift.

  • Personal Loan: No collateral is required, though the borrower’s financial history is taken into consideration. This type of loan typically has a higher interest rate than a Home Equity Loan.
  • Personal Line of Credit: Similar to a credit card, you have access to a specified amount of money that you can draw on whenever you need it. You pay interest only on the amount actually borrowed.
For a small fee, skip your next auto or personal loan payment.
Speak To A Specialist
We're here to help. Give us a call today or send in a message so we can discuss your available options.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there

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