Personal Loans

Get the money you need to make good things happen.

Unlimited Possibilities

Highlighted features of product

Affordable rates
Personal loans generally carry lower rates than major credit cards.
No strings attached
Once you're approved, you can use the funds any way you want.
Attractive options
We offer secured and unsecured loans, along with lines of credit.
Relaxed repayment plans
No pressure here. We have plenty of flexible repayment options available.

Everything from debt consolidation to family vacations

Sometimes the bills pile up. Sometimes the car breaks down. And sometimes, you just need to get out of town for a few days. A Four Points personal loan can be used to pay for all of the above - and anything else. Our three loan types all feature attractive rates, easy repayment plans and the ability to give your life a nice lift.

  • Personal Loan: No collateral is required, though the borrower’s financial history is taken into consideration. This type of loan typically has a higher interest rate than a Home Equity Loan.
  • Personal Line of Credit: Similar to a credit card, you have access to a specified amount of money that you can draw on whenever you need it. You pay interest only on the amount actually borrowed.

Hit A Financial Speedbump? It happens.

Sometimes life throws us a curve-ball. Unforeseen events like severe medical emergencies, job loss, or a world-wide pandemic can decimate even the most prepared & robust savings funds.

Don't think that taking a hit to your credit by missing payments is the only option. If you're having trouble making payments on your Four Points FCU auto or personal loan(s), we have repayment options available such as our Skip-A-Pay program or shifting payment dates.
For a small fee, skip your next auto or personal loan payment.
Speak To A Specialist
We're here to help. Give us a call today or send in a message so we can discuss your available options.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there

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