Personal Loans

Get the money you need to make good things happen.
Holiday Helper Loan (11/4-12/31)
Our Holiday Helper Loan is back again to help you consolidate debt, shop for gifts, or visit family this season!

Until December 31st, borrow between $3,000 - $15,000, with rates starting as low as 7.95% APR for up to 48 months.
 

Disclosures
Valid 11/4/2022 - 12/31/2022. Promotion, rates, and terms subject to change or end without notice. Terms available up to 48 months based on amount borrowed. Rates based on creditworthiness (FICO 720+). Subject to Credit Approval. Minimum $3,000 required in new loan money to Four Points. Maximum promo loan amount is $15,000. Requires automatic loan payments, no additional discounts apply. Payment example based on loan of $10,000 for 48 months at 7.95% APR is $245.45. View Membership Disclosures or Rates for more account information or inquire at Four Points for complete terms and conditions.

Unlimited possibilities in Nebraska and beyond

Highlighted features of product

Affordable interest rates
Personal loans generally carry lower interest rates than major credit cards.
No strings attached
Once you're approved, you can use the funds any way you want.
Attractive loan options
We offer secured and unsecured loans, along with lines of credit.
Relaxed loan repayment plans
No pressure here. We have plenty of flexible repayment options available.

Everything from debt consolidation to family vacations

Sometimes the bills pile up. Sometimes the car breaks down. And sometimes, you just need to get out of town for a few days. A Four Points Federal Credit Union personal loan can be used to pay for all of the above - and anything else. Our variety of financing options all feature attractive interest rates, easy loan repayment plans and the ability to give your life a nice financial lift.

  • Personal Loan: No collateral is required, though the borrower’s financial history is taken into consideration. This type of loan typically has a higher interest rate than a Home Equity Loan.
  • Personal Line of Credit: Similar to a credit card, you have access to a specified amount of money that you can draw on whenever you need it. You pay interest only on the amount actually borrowed.

Hit a financial speed bump? It happens.

 
Sometimes life throws us a curve-ball. Unforeseen events like severe medical emergencies, job loss, or a world-wide pandemic can decimate even the most prepared & robust savings funds.

Don't think that taking a hit to your credit by missing payments is the only option. If you're having trouble making payments on your Four Points FCU auto or personal loan(s), we have repayment options available such as our Skip-A-Pay program or shifting loan payment dates.
Skip-A-Pay
For a small fee, skip your next auto or personal loan payment.
Speak To A Specialist
We're here to help. Give us a call today or send in a message so we can discuss your available options.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there

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