Personal Loans

Get the money you need to make good things happen.
Double The Discounts Event (7/1 - 9/30)
For a limited time you can double your normal relationship discounts on new, eligible consumer loans including auto, recreational vehicle, and personal loans--up to 1% off APR (normally .50%)!

Apply online today or give us a call at 1 (800) 323-2786 to speak with a Member Services Specialist.

Valid 7/1/2022 – 9/30/2022. Promotion, rates, and terms subject to change or end without notice. Double The Discounts promotion applies to all consumer installment loans funded during the promotional period. Some exclusions may apply. Terms available up to 144 months based on the amount borrowed and collateral type. Rates based on creditworthiness. FICO of 680 or higher. Subject to credit approval. Minimum required loan amount is $10,000 in new money for secured loans, or $5,000 in new money on personal loans. View Membership Disclosures or Rates for more account information.

Unlimited Possibilities

Highlighted features of product

Affordable rates
Personal loans generally carry lower rates than major credit cards.
No strings attached
Once you're approved, you can use the funds any way you want.
Attractive options
We offer secured and unsecured loans, along with lines of credit.
Relaxed repayment plans
No pressure here. We have plenty of flexible repayment options available.

Everything from debt consolidation to family vacations

Sometimes the bills pile up. Sometimes the car breaks down. And sometimes, you just need to get out of town for a few days. A Four Points personal loan can be used to pay for all of the above - and anything else. Our variety of borrowing options all feature attractive rates, easy repayment plans and the ability to give your life a nice lift.

  • Personal Loan: No collateral is required, though the borrower’s financial history is taken into consideration. This type of loan typically has a higher interest rate than a Home Equity Loan.
  • Personal Line of Credit: Similar to a credit card, you have access to a specified amount of money that you can draw on whenever you need it. You pay interest only on the amount actually borrowed.

Hit a financial speed bump? It happens.

Sometimes life throws us a curve-ball. Unforeseen events like severe medical emergencies, job loss, or a world-wide pandemic can decimate even the most prepared & robust savings funds.

Don't think that taking a hit to your credit by missing payments is the only option. If you're having trouble making payments on your Four Points FCU auto or personal loan(s), we have repayment options available such as our Skip-A-Pay program or shifting payment dates.
For a small fee, skip your next auto or personal loan payment.
Speak To A Specialist
We're here to help. Give us a call today or send in a message so we can discuss your available options.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

Ready, Set, Grow!

No matter your next step, Four Points FCU can help you get there

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