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Annual Percentage Rate (APR) is accurate as of 11/1/2023. Promotion, rates, and terms subject to change or end without notice. Based on a loan of $15,000 for 72 months at 11.95% (with processing fee of 12.16% APR), monthly payment would be $295.66. Rates subject to creditworthiness and credit approval. Requires automatic payment setup at loan closing. View Membership Disclosures or Rates for additional account information.
Unlimited possibilities in Nebraska and beyond
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Everything from debt consolidation to family vacations.
Sometimes the bills pile up. Sometimes the car breaks down. And sometimes, you just need to get out of town for a few days. A Four Points Federal Credit Union personal loan can be used to pay for all of the above - and anything else. Our variety of financing options all feature attractive interest rates, easy loan repayment plans and the ability to give your life a nice financial lift.
- Personal Loan: No collateral is required, though the borrower’s financial history is taken into consideration. This type of loan typically has a higher interest rate than a Home Equity Loan.
- Personal Line of Credit: Similar to a credit card, you have access to a specified amount of money that you can draw on whenever you need it. You pay interest only on the amount actually borrowed.