A little tight this month? At Four Points Federal Credit Union, it's OK to take a break from your loan payment.

Free Up Funds

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Any reason at all
Skip a loan payment when you have unexpected expenses or other needs.
Let us know
Please fill out the proper form to inform us that you plan to miss a regular payment.
Once in a while
You can skip one payment per eligible loan each year.
Small fee
There's a $30 charge to take advantage of this option.

Buy yourself a little extra breathing room.

Sometimes life comes at you fast - and you get hit with out-of-the-blue medical, education or home repair expenses. And sometimes you want to carve out extra cash for a trip, a big purchase, or something else special in Nebraska. At Four Points Federal Credit Union, we can provide financial relief by letting you skip the occasional loan payment. But it's important to understand how the skip a payment process works.

Completed Skip-A-Pay forms should be e-mailed to [email protected]

  • Make your request by downloading the form linked to on this page and submitting it as directed.
  • The next available due date on your loan will be skipped, as long as your request is submitted at least 3-4 days prior to your incoming payment date.
  • Requests for future month payment skips cannot be processed.
  • Members can “skip” an eligible loan payment once per year, per loan.
  • Interest will continue to accrue at the normal rate.
  • Excludes loans secured by real estate, credit cards, lines of credit, and single-payment loans.
  • There is a $30 fee that applies per loan payment skipped. That fee can be enclosed with application or debited from your Checking account.


Some exceptions and restrictions may apply. This program excludes loans secured by real estate, credit cards, lines of credit, and single payment loans. Each skipped payment is subject to a $30 processing fee, per loan. See the official Four Points FCU Skip-A-Pay form for complete details and account eligibility.
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

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