Certificates

Boost Your Saving With CDs!

Four Points Time Certificates

One solution doesn’t fit all. That’s why Four Points offers a large selection of Certificates of Deposit (CDs). These time certificates are a great way to save money while locking in a higher dividend over a set time period.

Choose from certificates with terms between 6 and 48 months. Rates vary depending on the term and amount you decide to deposit. All Four Points CDs start with a minimum deposit of only $1,000. Open a Certificate of Deposit with Four Points today and watch your money grow!

  • $1,000 Minimum Deposit
  • Term Lengths from 6 to 48 months!
  • Earn Higher Interest than Standard Savings Accounts
  • We ask that you give us as much information as possible, however please do not submit any sensitive personal information (social security, date of birth, etc.). Once received, a member of our staff will contact you during business hours via your preferred method of contact to assist you.

Virtual Banking at its Best

As a virtual credit union with members in all 50 states, we learned to innovate early on to meet the needs of our members. We quickly adopted and embraced technologies like electronic signatures and online account opening to make banking simple and convenient for our members, no matter where they live.

From electronic signatures to EFTs, Four Points frees you to bank on your terms, from the comfort of your car, couch or cubicle.