Free Checking + Interest

Interest Rewards Checking

Every product Four Points offers, whether it’s a simple checking account or an auto loan, is designed with your needs and best interests in mind.

Our checking accounts are FREE with no minimum balance requirements and no monthly service fees. Our goal is to maximize your gains, not ours. That’s why the Interest Rewards Checking Account offers the opportunity to earn a high interest rate every month.

Everyone says their service is better, but at Four Points, you’ll notice right away that we mean it. We want to get to know you and make the process of opening an account, getting a loan, or managing your finances as easy and simple as possible.

  • No Minimum Balance
  • No Monthly Service Fees
  • FREE Visa Debit Card
  • FREE E-statements
  • FREE First Box of Checks
  • FREE Online Bill Pay
  • Online & Mobile Banking
  • 30,000+ Surcharge-FREE ATMs
  • Unlimited Check Writing
  • Overdraft Protection Available

Virtual Banking at its Best

As a virtual credit union with members in all 50 states, we learned to innovate early on to meet the needs of our members. We quickly adopted and embraced technologies like electronic signatures and online account opening to make banking simple and convenient for our members, no matter where they live.

From electronic signatures to EFTs, Four Points frees you to bank on your terms, from the comfort of your car, couch or cubicle.