Bring on the Bonus!

Four Points Referral Bonus

We're thrilled to introduce our referral bonus to reward you, our loyal
members, for spreading the word to your friends and family!

Enjoy your membership at Four Points? Refer us to your friends and family, and you’ll
each earn up to $50.


  • Current members will receive a $50 bonus.
  • New members will receive an instant $25 bonus upon
    account opening and an additional $25 bonus conditional on account activity.
  • Any existing member can refer up to 10 new members a year.

New Member Instructions

  • Start by opening an account with us.
  • Fill out all of your personal information.
  • Check the “referred by family, friend, or co-worker" box.
  • Type the first and last name of the current member who referred you.


Annual Percentage Yield (APY) 0.10% on Share Savings Account as of April 1st, 2024. New member must be new to Four Points without a previous account relationship in past twelve months to qualify for offer. When required, credits will be reported on a 1099-MISC. $25 initial credit for new member will be made at account opening. $50 credit for referring member will be made within 7 business days. $25 secondary credit for new member will be made within 7 business days after the first full month of account activity if these criteria are met; 1) Member opt-in to e-statements, 2) Member used debit card for a POS transaction, 3) A direct deposit(s) of at least $400 has occurred on the new account. Early account closure may result in account fees. Taxes and fees may reduce earning on account. Limited to 10 referral credits per calendar year. View Membership Disclosures for account details. Federally insured by NCUA.