Credit Cards

Low Fees and Cash Back Rewards from a Place You Can Trust

The Four Points VISA® Explore Card

Finding the best credit card for your needs can be tough. Whether you are looking for your first credit card or a better one, need help building credit or already have excellent credit, where you look for the best credit cards makes a difference.

The Explore Cards from Four Points have low rates, no annual fees, no cash advance fees, and no balance transfer fees. Four Points Federal Credit Union helps to keep your fees and rates low, and reward you with perks you can use. Apply for one of our Explore credit cards today to start saving!


  • NO Annual Fee
  • NO Cash Advance Fee
  • NO Balance Transfer Fee
  • Earn up to 1.25% on Purchases with the Cash Back Rewards option

Already Have a Four Points Credit Card?

A credit card is just a credit card, until it becomes a financial tool you can use. You want people who will be there to make sure everything runs smoothly and will be there when something goes wrong. Apply for a credit card with Four Points and gain a team that can answer you questions quickly, helping you at every point along the way.

Access your account now using the button below or call our Credit Card Member Service Team at 1.800.944.2726.