Current Rates & Promotions

Please select the rate link below that meets your needs. Please also check out all of our current promotions below. Questions? Please e-mail us at or call us at 1(800) 323-2786.
Up to $100 Free With New Checking Accounts
Pink piggy bank with pink sunglasses, sitting on a sunny beach.

Open any new Purchase Rewards or Interest Rewards checking account and earn up to $100 in account credit!



We’ll give you $50 when you successfully open a new checking account


Enjoy another $50 after your first direct deposit of $200+

Open an account today by clicking below or calling 1(800) 323-2786!

Promotional incentives valid for new or existing members without an existing checking account relationship in the past six months. Initial $50 awarded after successful account opening. An additional $50 (account credit) will be awarded within 10 days after first direct deposit of $200 or more into new checking account. All incentives will be reported as dividends on a 1099-INT. See rate sheet and member disclosures for full account details. Valid 6/1/2020 – 8/31/2020Management reserves the right to end promotional offer at any time without prior notice.

We Maximize Your Profit, Not Ours

At Four Points Federal Credit Union, we understand the need to be careful with your money at every point in life. From your first checking and savings account to accessing your individual retirement account (IRA), financial security depends on being able to trust who handles your money.

We offer competitive interest, loan, certificate, and mortgage rates so you can focus on building your life. Instead of lining our own pockets with excessive fees, we run our operations and design our products to benefit you.

At Four Points Federal Credit Union, the needs of our customers come first.

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