Current Rates & Promotions

Four Points Federal Credit Union offers great rates on auto loans, personal loans, credit cards, mortgages, accounts and more. Access our rates and check out our promotions below. Questions? Please e-mail us at Contact@fourpointsfcu.org or call us at 1(800) 323-2786, or visit our Omaha, Nebraska branch.

Spring Auto Special

A dog pokes his head out of a moving car window to catch the breeze.

Drive home a new vehicle with a safe and secured auto loan from Four Points FCU!

 

Rates starting as low as

2.39% APR

for a 60 month loan term

or

2.59% APR

for a 72 month loan term

or

2.99% APR

for a 84 month loan term

 

Apply online by clicking below or calling 1(800) 323-2786!

Fixed rates start as low as 2.39% APR. Rate subject to creditworthiness (720 FICO or better). Subject to credit approval. Minimum required loan amount is $10,000 in new loan money to Four Points. Loan needs to be secured by an automobile that is a 2017 or newer model year. Requires automatic loan payments, no additional discounts apply. Payment example based on vehicle cost of $30,000 for 72 months at 2.59% APR is $451.31. Inquire at Four Points for complete terms and conditions. Promotion subject to change or end without notice. Valid 4/1/2021 – 6/30/2021. Federally insured by NCUA.

New Member Bonus

A stack of hundreds lined up.

New Four Points FCU members can earn $200, just for completing the following tasks:

 

Open any new FPFCU checking account with $100 or more

 

Make two or more direct deposits, totaling $1,000 or more

 

Register for Online/Mobile Banking

 

Sign up for eStatements

 

Make fifteen (15) or more purchases with your new account debit card

Open an account online by clicking below or calling 1(800) 323-2786!

Promotion open to new Four Points FCU members without a previous account relationship in the past 12 months.  $200 bonus is earned if the following occur within 90 days of a new member checking account being established: 1) Make an opening deposit of $100 or more; 2) Make two or more payroll direct deposit occur, totaling $1,000 or more; 3) Register for Online/Mobile Banking; 5) Opt into e-statements.; 4) Make fifteen or more point of sale (POS) purchases with your debit card connected to the corresponding new checking account. If all promotion criteria listed are met, $200 will be credited to the checking account within 60 days after the initial 90 day qualification period expires if account is still open and in good standing. All incentives reported as dividends. See account terms and disclosures for complete account details. Promotion and terms subject to change or end without notice. Valid 3/17/21 – 6/30/21. Federally Insured by NCUA.

The Great Spring Getaway

Three children jump into a lake while mom watches from the boat.

 

Say yes to adventure this year with the benefits and comforts of a new boat, camper, RV! For a limited time, we have special low rates on new boats, campers, and RVs, with great terms available to get you on the road or hitting the waves faster than ever before.

 

 

Rates starting as low as

4.95% APR

for up to 120 months

Apply online by clicking below or calling 1(800) 323-2786!

Fixed rates start as low as 4.95% APR. Rate is subject to creditworthiness (700 FICO or better). Subject to credit approval. Minimum required loan amount is $20,000 in new loan money to Four Points. Loan needs to be secured by a boat, camper, or RV that is 2012 or newer model. Requires automatic loan payments, no additional discounts apply. Inquire at Four Points for complete terms and conditions. Payment example based on loan amount of $35,000 for 120 months at 4.95% APR is $371.91. Valid 2/12/2021 – 4/30/2021. Rates and terms subject to change at any time. Federally insured by NCUA.

We Maximize Your Profit, Not Ours

At Four Points Federal Credit Union, we understand the need to be careful with your money at every point in life. From your first checking and savings account to accessing your individual retirement account (IRA), financial security depends on being able to trust who handles your money.

We offer competitive interest, loan, certificate, and mortgage rates so you can focus on building your life. Instead of lining our own pockets with excessive fees, we run our operations and design our products to benefit you.

At Four Points Federal Credit Union, the needs of our members come first.

Join our e-mail list!
Give us a Like!
Tweet us!