Current Rates & Promotions

Four Points Federal Credit Union offers great rates on auto loans, personal loans, credit cards, mortgages, accounts and more. Access our rates and check out our promotions below. Questions? Please e-mail us at Contact@fourpointsfcu.org or call us at 1(800) 323-2786.

Fall Auto Loan Special

Black car parked on a road littered with leaves.

Take home a new vehicle today with loan rates so great, you won’t be-leaf it!

 

 

Rates starting as low as

2.95% APR

for a 72 month loan term

or

3.35% APR

for an 84 month loan term

Apply online by clicking below or calling 1(800) 323-2786!

 Fixed rates start as low as 2.95% APR. Rate is subject to creditworthiness (720 FICO or better). Subject to credit approval. Minimum required loan amount is $10,000 in new loan money to Four Points. Loan needs to be secured by an automobile that is 2016 or newer. Requires automatic loan payments, no additional discounts apply. Rates and terms subject to change at any time. Inquire at Four Points for complete terms and conditions. Payment example based on vehicle cost of $30,000 for 72 months at 2.95% APR is $456.21. Valid 10/1/2020 – 12/31/2020. Subject to end without notice. Federally insured by NCUA.

Holiday Helper Loan

A family smiling while opening gifts.

Sometimes a little help is needed around the holidays, which is why we are happy to offer a special low rate holiday loan until December 25th!

What can you do with a Holiday Helper Loan? Purchase gifts for family & friends, consolidate debt before the New Year, or budget for a future big purchase–the choice is yours!

And because it’s the season of giving, Four Points FCU will donate $25 to Open Door Mission and the Lydia House for Women & Families for every Holiday Helper Loan we fund!

 

Rates starting as low as

2.50% APR

for up to 25 months, $2,500 maximum

Apply online by clicking below or calling 1(800) 323-2786!

Fixed rates start as low as 2.50% APR with terms available up to 25 months. Rates are based on creditworthiness. FICO of 700 or better. Subject to Credit Approval. New money only. Requires automatic loan payments, no additional discounts apply.  The monthly payment would be approximately $102.94 based on a $2,500 loan amount for a 25 month term. Valid 11/23/2020 – 12/25/2020. Rates and terms subject to change at any time. Federally insured by NCUA.

Stocking Stuffer Special – New Member Offer

A red Christmas stocking filled with cash.

 

 

 

Until December 25th, new Four Points FCU members can earn $25 credit just for opening any account!

 

Plus for each new account we open during the promotion, we’ll be donating a matching $25 to the Open Door Mission/Lydia House for Women & Families!

Apply online by clicking below or calling 1(800) 323-2786!

Must be a new member to Four Points without a previous account relationship to qualify for incentives. Management reserves the right to end promotional rate at any time without prior notice. $25 for new member accounts will be reported as dividends on a 1099-INT. See account terms and disclosures for complete details. Valid 11/23/2020 – 12/25/2020. Rates and terms subject to change at any time. Four Points is an Equal Housing Lender. Federally Insured By NCUA.

We Maximize Your Profit, Not Ours

At Four Points Federal Credit Union, we understand the need to be careful with your money at every point in life. From your first checking and savings account to accessing your individual retirement account (IRA), financial security depends on being able to trust who handles your money.

We offer competitive interest, loan, certificate, and mortgage rates so you can focus on building your life. Instead of lining our own pockets with excessive fees, we run our operations and design our products to benefit you.

At Four Points Federal Credit Union, the needs of our members come first.

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