Current Rates & Promotions

Please select the rate link below that meets your needs. Please also check out all of our current promotions below. Questions? Please e-mail us at contact@fourpointsfcu.org or call us at 1-800-323-2786.

12 Month Certificate Promotion

2.75% APY for 12 months, $25,000 minimum

Call 1-800-323-2786 or e-mail us at contact@fourpointsfcu.org to open yours today!

Disclosure: Rates subject to change at any time. APY stated requires $25,000 minimum investment. Penalty for early withdrawal is 90 days of dividends. Fees may reduce yield. Promotional rate, certificate renewals not automatically included. See account terms and disclosures for complete details. APY is Annual Percentage Yield. Federally insured by NCUA.

18 Month Certificate Promotion

2.35% APY for 18 months, $10,000 minimum

Call 1-800-323-2786 or e-mail us at contact@fourpointsfcu.org to open yours today!

Disclosure: Rates subject to change at any time. APY stated requires $10,000 minimum investment. Penalty for early withdrawal is 180 days of dividends. Fees may reduce yield. Certificate renewals not automatically included. See account terms and disclosures for complete details. APY is Annual Percentage Yield. Federally insured by NCUA.

24 Month Certificate Promotion

2.65% APY for 24 months, $10,000 minimum

Call 1-800-323-2786 or e-mail us at contact@fourpointsfcu.org to open yours today!

Disclosure: Rates subject to change at any time. APY stated requires $10,000 minimum investment. Penalty for early withdrawal is 180 days of dividends. Fees may reduce yield. Certificate renewals not automatically included. See account terms and disclosures for complete details. APY is Annual Percentage Yield. Federally insured by NCUA.

Debit Card Rewards Program

We Maximize Your Profit, Not Ours

At Four Points Federal Credit Union, we understand the need to be careful with your money at every point in life. From your first checking and savings account to accessing your individual retirement account (IRA), financial security depends on being able to trust who handles your money.

We offer competitive interest rates, loan rates, CD rates and mortgage rates so you can focus on building your life. Instead of lining our own pockets with excessive fees, we run our operations and design our products to benefit you.

At Four Points Federal Credit Union, the needs of our customers come first. That kind of commitment means low fees and great rates on savings accounts, CD rates, mortgage rates, IRAs, car loan rates, interest rates and our other services.