Current Rates & Promotions

Please select the rate link below that meets your needs. Please also check out all of our current promotions below. Questions? Please e-mail us at or call us at 1(800) 323-2786.

Spring Auto Special

Drive away this season with a secure, low rate auto loan from Four Points FCU!



Rates starting as low as

3.25% APR

for a 72 month loan term


3.50% APR

for a 84 month loan term

Click the button below or give us a call at 1 (800) 323-2786!

Terms available up to 84 months based on amount borrowed. Rates are based on term and creditworthiness (FICO of 700 or greater). Subject to credit approval. Minimum required loan amount is $10,000 in new loan money to Four Points. Loan must be secured by an automobile that is 2016 or newer. Requires automatic loan payments, no additional discounts apply. Rates and terms subject to change at any time. Inquire at Four Points for complete terms and conditions. Payment example based on loan of $30,000 for 84 months at 3.50% APR is $404.37. Members must agree to the Online Banking terms & agreements to access their accounts online. Four Points FCU App access is free but data & message rates may apply, per member’s mobile provider.Limited time offer, subject to end without notice.


We Maximize Your Profit, Not Ours

At Four Points Federal Credit Union, we understand the need to be careful with your money at every point in life. From your first checking and savings account to accessing your individual retirement account (IRA), financial security depends on being able to trust who handles your money.

We offer competitive interest, loan, certificate, and mortgage rates so you can focus on building your life. Instead of lining our own pockets with excessive fees, we run our operations and design our products to benefit you.

At Four Points Federal Credit Union, the needs of our customers come first.

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