Current Rates & Promotions

Please select the rate link below that meets your needs. Please also check out all of our current promotions below. Questions? Please e-mail us at or call us at 1(800) 323-2786.

Double Your Discount!

RVs parked in a camp near the mountains.

Book any new eligible auto or recreational vehicle loan from July – September with us and receive DOUBLE the APR discount benefits!



Earn .50% off APR (regularly .25%) when you set up automatic payments


Earn .50% off APR (regularly .25%) if you have other active loans with us

Open an account today by clicking below or calling 1(800) 323-2786!

See rate sheet for current rate and discount details and requirements. Double the discounts available on 2011 and newer vehicle loans. Rates are based on creditworthiness. FICO of 680 or higher. Subject to Credit Approval. Minimum required loan amount is $10,000 in new loan money to Four Points. Rates and terms subject to change at any time. Inquire at Four Points for complete terms and conditions. Valid 7/1/2020 – 9/30/2020Management reserves the right to end promotional offer at any time without prior notice. Federally insured by NCUA.

We Maximize Your Profit, Not Ours

At Four Points Federal Credit Union, we understand the need to be careful with your money at every point in life. From your first checking and savings account to accessing your individual retirement account (IRA), financial security depends on being able to trust who handles your money.

We offer competitive interest, loan, certificate, and mortgage rates so you can focus on building your life. Instead of lining our own pockets with excessive fees, we run our operations and design our products to benefit you.

At Four Points Federal Credit Union, the needs of our customers come first.

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