What is Compound Interest and Why Should I Care?

What is Compound Interest and Why Should I Care?

Have you ever heard the story about Jack and the Beanstalk? It’s a classic tale of a boy who gets magic beans. He plants these beans in the ground and overnight they grow into a vine reaching up into the sky where a rich giant lives. Well magic beans may be just a...
What is a Credit Card and How do I Use One?

What is a Credit Card and How do I Use One?

You might have heard grown ups talk about credit or something called ‘credit card debt.’ If you’ve ever wondered what that meant or why some grown ups seem so stressed out by it, Four Points is here to help. Credit just means borrowing money. Like when you ask your...
What is a Budget and Why do I Need One?

What is a Budget and Why do I Need One?

What is a budget? We’re glad you asked! Lots of adults don’t know how to answer this question so the sooner you can figure it out, the better you’ll be able to take care of your money and the better you care for your money, the more power you’ll have to use it to...
What is Money and How Should I Spend it?

What is Money and How Should I Spend it?

Just about everything costs money. The bike you love to ride outside? Yep. The books you like to read? Check. The toys you enjoy playing with? You got it. They all cost money. When you open up presents on your birthday, someone – Mom, Dad, Grandma or Grandpa...