As large numbers of baby boomers transition into retirement, organizations like AARP and others are changing the perception that retirement is boring or a time to slow down. They’re helping us to think of retirement as it should be – an opportunity to engage in new labors of love.

Instead of working for a living, now you can pursue your passions, which may include:

  • Travel
  • Starting a side gig
  • Taking up a new hobby
  • Beginning a home improvement project
  • Finding a creative outlet
  • Serving in the community
  • Getting active

Retirement means resting from your work, but not resting from life! It’s the perfect opportunity to reinvent yourself by trying out the activities, hobbies and environments you’ve been thinking about for years but haven’t had the time or means to enjoy. For example, maybe you’ve thought for some time that it would be fun to train for and run a half marathon or bike across your state. If you worked long hours for many years, and much of that work required you to sit in front of a computer, you may not have enjoyed the luxury of pursuing an active fitness goal. Now is the time to do it.

Or, maybe there are causes and organizations in your community you’ve supported financially over the years that you are now in a position to help with your time and talents. Reach out to those organizations and see how you can help. Serving others is often an extremely rewarding way to enhance your own retirement, and a very frugal one too! If your retirement passion does require money, including some which you may not have in a liquid state at the moment, there may still be responsible ways to pursue it.

Say for example, there’s a room in your home you’ve been dreaming of redoing for years; or a backyard paradise you’ve been waiting for decades to design. A home equity loan from Four Points [link to home equity page] may be an ideal financial solution to help you make your dreams come true. If you’ve saved for retirement and have a dream, don’t be afraid to pursue it. Your friends at Four Points are here to help you see it through!

What are you excited to try now that you are retired? Is there an area in your home that you’ve been waiting for years to redo? What do you miss the least about your old job?

Regular Print and Complete budget (PDF)

Calculator budget

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