Home Equity Loans

Make Your Home Work for You with Four Points

Home Equity Loans

Interested in a home equity financing or a home loan? Four Points has you covered with low-cost, flexible home equity loan options. Like our standard fixed rate and adjustable rate mortgages, Four Points services all of our home equity loans and home equity lines of credit in-house. That means you will always know who to talk to and how to get ahold of us with questions or concerns.

Over time, your home gains equity and can become a valuable resource when applying for loans. Using home equity financing can help pay for some of life’s greater expenses, such as:

  • Remodeling and Renovations
  • College tuition and textbooks
  • Buying a new vehicle
  • Going on that dream vacation

We offer Home Equity Loans as both Home Equity Installment Loans and Home Equity Lines of Credit. A Home Equity Installment Loan is a conventional loan with a set amount borrowed for a specified period. A Home Equity Line of Credit is a revolving line of credit, meaning that money can be borrowed, repaid and borrowed again, up to the approved limit during the draw period. Once the initial draw period expires, the loan may be renewed as a line of credit at our discretion or the loan may go into a scheduled repayment plan if there is a remaining balance.


Home Financing at its Best

Four Points has long made use of the technology that makes home equity financing and getting a home loan online convenient and hassle-free for our members. Here, you come first, so we focus on keeping the rates and fees associated with our real estate loans, including our home equity loans and home equity lines of credit, as low as possible. Providing service in every state enables our lenders to meet your needs and answer your questions. Our lenders are on your side and put the fun back in funding your home equity financing experience.

Join Four Points and get a home equity loan on your terms, from the comfort of your car, couch or cubicle!