IRAs

Traditional & Roth Options. No Upfront or Admin Fees!

Save for Retirement with a Four Points IRA

Thinking about retirement savings?  When should you start saving? At Four Points Federal Credit Union, today is a great day to start saving for retirement!

The sooner you begin saving for retirement, the more your money will grow. Four Points is here to help your future self with Traditional and Roth Individual Retirement Accounts. Choose either an IRA as a savings account with no minimum term or as an IRA Time Certificate.

Trusting your retirement savings to an IRA ensures that your money grows with time. Starting a retirement savings account early gives your account time to grow. You will earn the same interest rate on your IRA Savings Account as we offer for a regular savings account with an average monthly balance of $1,000 or more. Select the IRA Time Certificate and you will earn the same as the rates we offer on non-IRA Certificates.

  • Traditional IRAs
  • Roth IRAs
  • Choose an IRA Savings Account or Time Certificate
  • Earn the same interest rate offered on non-IRA accounts and certificates
  • NO upfront fees
  • NO annual administration fees

We Maximize Your Gains, Not Ours

Our Traditional and Roth IRA accounts and certificates have NO minimum balance requirements and NO upfront or administrative fees. Need to distribute your funds, or roll them over? You will not have to worry about Four Points charging you any unnecessary processing fees. We will set up an IRA that will help you save for retirement, rather than nickel and dime away your retirement savings. It is just one more way we put your needs before our own.

For questions regarding tax advantages, incentives and/or benefits, please consult a competent financial advisor or tax attorney. Four Points does not offer tax advice.