Membership

Your share. Your stake. Your future. Come and get it.

Join the Movement

Highlighted features of product

Help call the shots
Our members own a share of Four Points and guide its direction.
It's about people, not profits
Benefit from our not-for-profit status that focuses on you.
Share in the wealth
Revenue we generate comes back as better rates for you.
 
Build for tomorrow
Rely on us to help you achieve your important financial goals.

A better way? You bet.

It doesn't take much. Just $5 deposited into our Savings account makes you a bonafide member of Four Points FCU. After that, you can take advantage of our Checking and Savings accounts, great loan rates, convenient Online and Mobile Banking tools, worldwide ATM network, and more.

Here's who's eligible to join Four Points:

If you live, work, or attend school or worship services in any of these Midwestern states, we want to welcome you.

Your Four Points membership is provided free of charge through the Nebraska Consumer Council (NECC). NECC is a non-profit, member-driven consumer education organization.

  • Colorado
  • Iowa
  • Kansas
  • Missouri
  • Nebraska
  • South Dakota
  • Wyoming

Employees & Family

Four Points membership is also available through Select Employee Groups. That means if you work for one of these organizations, you and your immediate family members can open Four Points accounts. "Immediate family members" include spouses, children, siblings, parents, grandparents and grandchildren. Here's a short list of our largest Employee Groups. See the complete list under the accordion.

  • Ag Processing (AGP)
  • Farm Credit (nationwide)
  • Farmer’s National Co.
  • Producer’s Livestock
  • Nebraska Cooperatives
  • South Dakota Wheat Growers
  • Cooperative Producers
  • Members of record of the FCE Credit Union in Omaha, Nebraska as of September 20, 2005 (the effective date of its conversion to a federal charter)
  • Employees of The Farm Credit Council who work in the United States of America
  • Employees of the The Farm Credit Council Services, Inc., who work in the United States of America
  • Employees of the Federal Farm Credit Banks Funding Corporation who work in the United States of America
  • Employees of the following Farm Credit System Banks who work in the United States of America:
    • CoBankACB
    • AgFirst FCB
    • AgriBank FCB
    • FCB of Texas
    • U.S. AgBank FCB
  • Employees of the Federal Agricultural Mortgage Corporation who work in the United States of America (Amended 10/27/2006)
  • Employees of Farm Credit System Associations who are affiliated with and obtain funding from the Farm Credit System Banks noted above in the United States of America
  • Employees of Ag Processing, Inc., who work in or are paid or supervised or headquartered from Omaha, Nebraska (10/11/2005)
  • Employees of Crossroads Cooperative Association who work in or are paid or supervised from Sidney, Nebraska (10/21/2005)
  • Employees of the following entities who work in or are paid or supervised from Omaha, Nebraska:
    • Cooperative Mutual Insurance Co. (10/2112005)
    • Marianna Industries (I.A. 5/2/2006)
    • Printco Graphics Inc. (LA. 5/19/2006)
  • Employees of All Points Cooperative who work in or are paid or supervised from Gothenburg, Nebraska (10/21/2005)
  • Employees of Nebraska Cooperative Council who work in or are paid or supervised from Lincoln, Nebraska (10/21/2005)
  • Employees of Midwest Farmers Cooperative who work in or are paid or supervised from Elmwood, Nebraska (10/21/2005)
  • Employees of Logan County Coop Oil Assn. who work in or are paid or supervised from Stapleton, Nebraska (10/2112005)
  • Employees of Farmers Cooperative Co. who work in or are paid or supervised from Waverly, Nebraska (10/21/2005)
  • Employees of Glenwood who work in or are paid or supervised from Blue Hill, Nebraska (10/21/2005);
  • Employees of Frenchman Valley Coop who work in or are paid or supervised from Imperial, Nebraska (10/21/2005)
  • Employees of Farmers Ranchers Cooperative who work in or are paid or supervised from Ainsworth, Nebraska (10/21/2005)
  • Employees of Country Side Cooperative who work in or are paid or supervised from Firth, Nebraska (10/21/2005)
  • Employees of Farmers Cooperative who work in or are paid or supervised from Dorchester, Nebraska (10/21/2005)
  • Employees of Farmers Grain and Supply Co. who work in or are paid or supervised from Trenton, Nebraska (I0/21/2005)
  • Employees of Country Partners Cooperative who work in or are paid or supervised from Spaulding, Nebraska (10/21/2005)
  • Employees of Hi-line Cooperative Inc. who work in or are paid or supervised from Elsie, Nebraska (10/21/2005)
  • Employees of Ag Valley Coop who work in or are paid or supervised from Edison, Nebraska (10/21/2005);
  • Employees of Midland Coop who work in or are paid or supervised from Funk, Nebraska (10/21/2005);
  • Employees of Farmers Cooperative Assn. who work in or are paid or supervised from Brule, Nebraska (10/21/2005)
  • Employees of Farmers Elevator Co. who work in or are paid or supervised from Kimball, Nebraska (10/21/2005)
  • Employees of Cooperative Supply Inc. who work in or are paid or supervised from Dodge, Nebraska (10/21/2005)
  • Employees of Battle Creek Farmers Coop. who work in or are paid or supervised from Battle Creek, Nebraska (10/21/2005)
  • Employees of Central Valley Ag who work in or are paid or supervised from O’Neill, Nebraska (10/21/2005)
  • Employees of Heartland Coop who work in or are paid or supervised from Hastings, Nebraska (10/21/2005)
  • Employees of Farmers Union Co-Op who work in or are paid or supervised from Friend, Nebraska (I.A. 11/3/2005)
  • Employees of United Farmers’ Cooperative who work in or are paid or supervised from Shelby, Nebraska (I.A. 10/28/2005)
  • Employees of Farmers Co-Op Association who work in or are paid or supervised from Lindsay, Nebraska (I.A. 10/31/2005)
  • Employees of Frontier Cooperative Company who work in or are paid or supervised from Brainerd, Nebraska (I.A. 12/22/2005)
  • Employees of Aurora Cooperative who work in or are paid or supervised from Aurora, Nebraska (I.A. 01/19/2006)
  • Employees of Paoli Farmers’ Cooperative Elevator Company who work in or are paid or supervised from Paoli, CO (I.A. 06/01/2006)
  • Employees of Central Co-op N/S Transport Co. who work in Grand Island, NE (I.A. 01/19/2007)
  • Employees of the following entities who work in Omaha, NE:
    • Austin Cordes Contractors, Inc. (I.A. 09/08/2010)
    • Eskae Workshop Design Studio (I.A. 1/14/2011)
  • Employees of South Dakota Wheat Growers who work in or are paid or supervised from Aberdeen, SD (I.A. 10/29/2010)
  • Employees of Salt Grass Potters who work in or are paid from Lamarque, Texas; (1/5112-IA)
  • Employees of Eskae Workshop who work in or are paid from Omaha, Nebraska; (115/12-IA)
  • Employees of Farmers National Company who work in, or are paid or supervised from Omaha, Nebraska; (1/7/13-IA)
  • Employees of CoSentry who work in, or are paid or supervised from Omaha, Nebraska; (6/26/13-IA)
  • Employees of Cooperative Producers Inc. who work in, or are paid or supervised from Hastings, Nebraska; (8/19/13-IA)
  • Employees of Producers Livestock who work in, or are paid or supervised from Omaha, Nebraska; (2/18/14-IA)
  • Employees and voting members of the American Consumer Council Nebraska Chapter in Omaha, Nebraska, who qualify for membership in accordance with the American Consumer Council’s charter and bylaws in effect as of February 6, 2015
Four Points Federal Credit Union is a full-service credit union headquartered in Omaha, Nebraska.

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