A Parade of Perks
Highlighted features of product
At Four Points, 'extra' is an everyday thing.
We believe our members deserve more than 'average' or 'ordinary.' Every day, we work overtime to provide the best service possible. But we also know that our smiling faces don't put food on your table. That's why we've loaded up our accounts and loan options with valuable perks designed to put more money in your pocket.
Savings & Checking
Here are some of the extras you can get with one of our Premier Checking, Purchase Rewards Checking, Regular Savings, or Money Market accounts.
- Nationwide surcharge-free access to nearly 30,000 CO-OP Network ATMs
- Free debit card with no annual fee
- Free Mobile and Online Banking services, including mobile deposit*
- Free electronic Bill Pay services*
- Earn a premier dividend rate on your Premier Checking account, up to $25,000**
- Earn an extra .05% APY dividend rate on active Money Market account balances**
- Access to Ampre Cash Back Rewards system with your Four Points FCU Debit Card
- Free box of checks annually
- Term Certificate rate matches***
- All overdraft transfer fees waived
- All wire transfer fees waived
- Higher Mobile & Online transfer limits, upon request
Loans and Lending
- Automatic loan payment discount****
- 2nd loan relationship discount****
- Eligibility for our lowest rate credit card, including no annual fee, balance transfer fee, or cash advance fee****
- $100 processing fee discount on first lien position real estate loans
***Some limitations and exclusions may apply. Please contact us for more details.
****Not all loans qualify for discount. Loans and listed credit card offer subject to credit approval, based on creditworthiness. Discounts may be changed or discontinued at any time. See current loan rate sheet for details.