Personal Loans

Vacations, Bill Consolidation and Everything in Between

Personal Loans

A personal loan or line of credit can be a huge benefit to you in many different situations. Four Points members use them for a variety of purposes:

  • Take a Special Vacation
  • Bill Consolidation
  • Emergency Funds
  • Fund a Variety of Purchases

We help you overcome challenges and take advantage of opportunities with loans up to 60 months. We’ll work with you, taking your personal situation and income into consideration to determine how much you can borrow to help you achieve your goals.

5.29% APR Personal Loan Sale*

For a limited time, enjoy a Personal Loan from Four Points with a rate as low as 5.29%! APR* With our Personal Loan Sale, you can borrow up to $12,000 at this great LOW fixed rate for up to 60 months! Contact us today at 1-800-323-2786 or apply online!

*Fixed rates start as low as 5.29% APR with terms available up to 60 months based on amount borrowed. Rates are based on creditworthiness. FICO of 680 or better. Subject to Credit Approval. Minimum required loan amount is $5,000 in new loan money to Four Points. Requires automatic loan payments, no additional discounts apply. Rates and terms subject to change at any time. Inquire at Four Points for complete terms and conditions. The monthly payment would be $228.05 based on a $12,000 loan amount for a 60 month term.

Savings & Certificate Secured Loans

Another great option to help build or rebuild credit is to use funds in your Four Points savings or certificate account as collateral for a secured personal loan. These loans offer very low interest rates compared to other types of personal loans and can be made quickly and easily.