High Yield Savings Accounts Online

Flexible Online Savings Accounts with Interest!

Planning for Life’s Journey: Opening an Online Savings Account

Four Points is committed to guiding you through life’s financial journey—and, just like any journey, its success begins with careful planning. No matter which of the four financial points you’re in, we can help you open an online high yield savings account that increases access and yield for financial planning that is adaptable to your needs and beneficial. You probably don’t want a high interest rate on a loan, but the high interest rates you’ll get on your deposits in a Four Points online savings account will put a smile on your face.

Our Online Savings Account Options

Our high interest savings accounts reward our members whether they’re planning for retirement, preparing for college, saving a portion of their first hard-earned paycheck, or stowing away their weekly allowance. At Four Points,our high yield savings accounts give back to wise planners through hassle-free banking and flexibility.

Regular Savings for Extraordinary Benefits

Regular Savings is a convenient, simple online high interest savings account option that allows you to deposit or withdraw funds whenever and however you need. Whether you maintain a balance of $10 or $10,000, there is no minimum balance or monthly service charge.

Start Healthy Habits with Youth Savings

Four Points doesn’t stop with just a regular online savings account—we also offer opportunities for our youngest members to start investing in their financial future by giving top tier rates for a high interest savings account. We believe that financial health is a continuous journey, and we’re here to provide guidance at every point along the way. The first point—the period of time when we learn healthy habits that allow us to dream—is one of the most important aspects of growth when it comes to financial health.

Do you have young ones interested in learning about money and how to save it? Or better yet, do you want to teach your kids how to be financially stable? Our Youth Savings encourages healthy financial habits for members 18 years of age or younger. Youth Accounts are easy to manage and reward young savers with the top tier rate earned on our regular savings accounts, regardless of their account balance! What better way of instilling in your child the importance of saving than with a high yield savings account that will enable them to watch the fruits of their labor add up?

High Points Savings

Our High Points Savings rewards you for maintaining a higher balance in your savings account. The more you save in your account, the better the rate! This option gives you the opportunity to make the most out of a high yield savings account. See current rate tiers for more details.*

Ready to Plan for and Invest in Your Future?

So are we. With an online savings account application process, we’ve made applying for your regular savings or youth savings account fast and easy. Before applying, you have full access to review our Membership Disclosures and Truth in Savings Rate and Fee schedule for additional account details and additional rate details. Still have questions about opening your online savings account? Call us or email us today to connect with a representative. We’d love to hear from you!

*Please review Membership Disclosures and Truth in Savings Rate and Fee schedule for additional account details and additional rate details.

  • Flexibility
  • Great interest rates
  • Accessibility
  • Youth options

Virtual Banking At Its Best

As a virtual credit union with members in all 50 states, we learned to innovate early on in order to meet the evolving needs of our valued members. Because of this, we have embraced technologies like electronic signatures, EFTs, and online account opening which allows banking to remain simple and convenient for our members, no matter where they live.

Four Points FCU frees you to bank on your terms. We are with you on the journey, so you can grow through life.

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